Unsecured Loans NZ

Unsecured Personal Loans – A quick and simple loan option

Direct Finance Loans can provide a convenient and instant option for personal loans in New Zealand.

An unsecured personal loan is one of the most common forms of finance available. An unsecured personal loan can offer you access to the money you need without offering any sort of security, such as a home or car or any other asset against the loan. Generally these are smaller loans and can be used to buy some furniture, use for a rental bond, to ease the stress and help with some sort of emergency or shortfall, pay for car repairs or cover education fees. An unsecured personal loan can also be a convenient option for paying various unexpected bills, home improvements or maintenance and even medical care. It could just be that you need a holiday! An unsecured personal loan is often a lot easier to apply for as they do not require the scrutinising by the lender of the security which is to be offered for a secured loan. Whatever your reason, we are here to help!

Direct Finance Loans are the unsecured personal loan experts. We specialise in helping our customers access the finance they need, when they need it. We have designed our loans to be as flexible and as simple to apply for as possible. Each customer is provided with a payment plan that is tailored to suit them best. No hidden or early repayment fees either. At Direct Finance Loans we are committed to making a loan agreement as transparent as possible so that our customers know exactly how much they will need to pay back and when.

We can sort your lending needs out quickly. We know things come up and you may need a personal loan for lots of reasons important to you which is why we want to make it easy and fast for you!

Unsecured vs. Secured

Unsecured personal loans can be processed and approved in a very short time. Secured loans may take a short time longer due to the need to acquire the details of the security which is to be used. We can provide you with an unsecured loan quickly, and they can be a great option if you only need a small amount of money for short-term expenses. We provide loans between $300-5000, and our knowledgeable team of dedicated loan experts will work with you to determine a payment plan that works best for you. The benefit with an unsecured personal loan is that money is transferred as soon as possible into your account in comparison to other loans which can take weeks to get sanctioned with some lending institutions. Unlike secured loan providers, we do not require a tonne of paperwork and the scrutinising of the security documents to grant an unsecured personal loan.

Do You Have Bad Credit?

At Direct Finance Loans, we do not instantly disqualify someone because of their credit history. If you are eligible, we may be able to provide you with unsecured bad credit loans in New Zealand.

Below is a quick guide with the minimum eligibility requirements:

  • You are at least 18 years of age
  • You have full-time or part time employment
  • You have been working for at least three months
  • You are being paid your wages or salary into your bank account

If you meet our requirements, there is a good chance you can receive an unsecured bad credit loan from us. After a consultation, we will be able to tell you what we can offer.

Simple and speedy

Unsecured personal loans are quite simple to apply for and applications can be completed quickly. At Direct Finance Loans the approval process can be conveniently completed on the internet and requires just 5 minutes of your time.

As soon as your application is received, you will be contacted by email. Then you will receive a phone call from one of our expert Financial Consultants.

The quickest way of getting approved is to apply online 24 hours a day seven days a week. Our Loans team will then have your application assessed and pending approval on the next available business day. If you apply on a weekday and provide the relevant documents you could have the funds transferred to your bank account on the same working day!

With some banking institutions, you may only manage to gain access to the unsecured loan the following week or even month. With Direct Finance Loans you do not have to wait that long to access your funds. So do not wait until the last minute to apply. If you feel you might need a Personal Loan, submit an application online now to allow us time to process your application. We process all online loan applications for personal loans with speed and the view that “We are here to assist!”

Apply for a loan with us today

With Direct Finance Loans, you can apply whenever you want, from wherever you want, on your terms – and without any uncomfortable face-to-face meetings.

Our easy online application only takes just a few minutes to fill out. One of our helpful Lending Consultants will contact you for an obligation free consultation. If you are eligible and we can agree on a repayment schedule, we will send you your loan right away. It’s possible that you will receive your loan on the same day that you apply.