Short Term Cash Loans NZ

Need a short term cash boost?

Life doesn’t always work to a schedule, even though your pay does. It’s pretty much a given that everyone has or will experience a bit of a shortfall before their next pay-day. No matter whether you get paid weekly, fortnightly or monthly, for most of us there will be unexpected costs that we will sometimes not be able to meet. This is where short term loans come in. A short term loan from Direct Finance Loans can help you meet these costs, be they exciting ones like really cheap air fares, or not so exciting ones, like emergency dental care.

At Direct Finance Loans, we offer fast, flexible and simple short term cash loans at an affordable rate. We know that life can throw a curveball every now and then and we are here to help. Short term cash loans are a great loan option to meet your short-term cash needs. A short-term cash loan can be a fast and simple solution to get you back on your feet. At Direct Finance Loans, we work with you to ensure that you get the loan you need and we will help to ensure that you get the right amount over the right loan period.

We Provide Immediate Loan Assistance

We understand that sometimes sudden expenses do not line up with your scheduled pay cycle, and you need a short term cash loan to help you get through the week or month. No matter what the situation is, our experienced team wants to help you.

At Direct Finance Loans, we work with our customers to provide immediate financial assistance. Our fast online application service offers a convenient way to complete your application anytime you choose and from anywhere you have access to a computer, email, scanner or fax in the privacy of your own home. Our simple online application will only take a few minutes of your time to complete. Shortly afterwards, you will be contacted by one of our friendly Lending Experts who will discuss eligibility, loan amount, and repayment. You can ask them questions about the loan process so that you feel comfortable taking the next step. If we can come to an agreement, we will authorise the loan and it may appear in your bank account the very same day.

Obligation Free Loan Consultation

Filling out our application and having a consultation by phone is completely obligation free. You can choose not to receive a loan, and you may withdraw your application at any time. We will provide the best options we have available, but it is always your choice whether or not to accept.

Before authorising a loan, we will have to determine your eligibility. Our eligibility requirements for short term loans in NZ are:

  • You are 18 years of age or older
  • You are working fulltime or part time
  • You have been working for at least three months
  • You are being paid into your bank account

Direct Finance Loans offer short-term loans between $300-5000. We will work with you to arrange a payment plan that suits your personal circumstances. Repayments can be spread over a period of up to 12 months. The great news is that interest rates are fixed so you know exactly how much you will be paying for each payment and can plan your budget accordingly. Plus, there is zero account keeping fees or nasty pre-payment fees for early repayment so you can pay it off as quick as you like and you’ll only pay interest for the short period of time that you borrow the money.

Whether it’s an island getaway or an urgent dental bill, our short term cash loans can help.

Complete your quick and easy online application to apply now for a short term cash loan from Direct Finance Loans.