Bad Credit Loans NZ

Even if you have bad credit, Direct Finance Loans may be able to put money in your pocket!

Are you looking for a loan but have bad credit?

Here at Direct Finance Loans, we realise that LIFE HAPPENS.  A past mistake, bad credit, or small defaults may not disqualify you from potentially receiving a loan from Direct Finance Loans. We believe everyone deserves a second chance.

You may have been turned away from other loan providers but just because you have bad credit, doesn’t mean you should not be able to access small and unsecured loans.  That’s why Direct Finance Loans will help ease the stress and hassle of bad debt by looking at the whole picture, not just your credit score.   At Direct Finance Loans, we evaluate each customer individually and will not disqualify you from receiving loans simply for having bad credit.

Bad credit history is a reality for many New Zealanders, but it shouldn’t get in the way of your financial future.  Depending on your credit situation and as long as you meet our criteria, Direct Finance Loans can help you.

You May Be Eligible For a Loan from Direct Finance Loans

Whether you are eligible for a loan depends on a few varying factors.  You may qualify for a bad credit loan in NZ if:

  • You are at least 18 years of age
  • You are employed part-time or full time
  • You have been employed for at least three months
  • You are paid your wages or salary into your bank account

From the moment you complete the simple online application, your approval becomes our number one priority. When you speak with one of our friendly Lending Specialists, make sure that you tell us if you think you have bad credit history.  As long as you are honest with us, we will do everything we can to help you get access to the finance you need. If you attempt to conceal your credit history, it will be difficult for us to help you with a loan.

Complete Our Online Application Today

At Direct Finance Loans, we help individuals with bad credit get the loan financing that they need, when they need it.  Our fast and convenient online application can be completed in just a few seconds, and one of our experienced Financial Consultants will get in touch with you right away for an obligation free consultation.   Direct Finance Loans offers loans from $300-$5000, and our repayments can be stretched over a period of up to 12 months.

Apply online now, and we can start talking to you about what type of loans we have available for you.